TJ appraisals provides honest and ethical appraisals for Beaver County

Honesty and Integrity

TJ Appraisals is a Real Estate appraisal and consulting firm providing professional appraisal services from our office in Beaver PA. We are licensed to provide appraisal services in Beaver, Allegheny, Mercer and Lawrence Counties. We provide our clients with the service and quality they deserve.

Generally, appraising is a long term career. The rigors of becoming a licensed appraiser have increased more than ever in the past. That's why it goes without question these days that real estate appraisal can unquestionably be dubbed a profession as opposed to a trade. In our field, as with any profession, we must follow strict ethical considerations.

 

An appraiser's chief responsibility is to their client. Normally, in residential practice, the appraiser's client is the lender ordering the appraisal, and often the appraisal is ordered by a third party the lender has retained to maintain independence. Consequently, appraisers are privy to a lot of data, and like an attorney, can only discuss many of these matters with their client. As a homeowner, if you desire to review the appraisal document, you normally should get it through your lender instead of the appraiser.

Other responsibilities include accurate sums appropriate to the parameters of the report, acquiring and sustaining a certain level of competency and education, and of course, the appraiser must behave in a professional manner. Here at TJ appraisals, we take these ethical responsibilities very to heart.

There are some scenarios in which appraisers will have fiduciary responsibilities to third parties, including homeowners, sellers and buyers, or others. Those third parties normally are defined in scope of the appraisal assignment itself. An appraiser's fiduciary role is restricted to those parties who the appraiser is aware of, based on the scope of work or other things in the framework of the job.

TJ appraisals has an established reputation for performing competent and ethically superior appraisals. Contact us today to learn more.


There are also ethical rules that have nothing to do with clients and others. For example, appraisers must backup their work files for a minimum of five years - something else TJ appraisals diligently adheres to.

 

We meet or exceed the industry standards and mandates set in place for ethics. We refuse to accept anything less from ourselves. Doing assignments where our fee is dependent on our value conclusion is not something we can consider. That means we don't agree to do an appraisal report and collect payment on the contingency of the loan closing. Anyone should be able to see that fabricating a home's value to achieve essentially a higher paycheck is unethical! We set ourselves to a higher standard.

Finally, the Uniform Standards of Professional Appraisal Practice explicitly describes unethical behavior as the acceptance of an assignment that is contingent on "the reporting of a pre-determined result (e.g., opinion of value)", "a direction in assignment results that favors the cause of the client", or "the amount of a value opinion" as well as other situations. We follow these rules to the letter which means you can be assured we are working hard to objectively determine the home or property value.

With TJ appraisals, you won't have any doubts that you're receiving 100 percent ethical, honest service.