Appraiser Licensing
We are certified in the state of PA to perform regular home appraisals and we are Western Pa's only certified 
Green-Energy Efficient Home Appraisals company

Energy efficiency can be overlooked in the appraisal process for a variety of reasons, but specially trained appraisers can assess the value of these features. Many appraisers are not certified to accurately assess a green or energy efficient home as the energy efficiency of a home was not taken into effect during the appraisal process until recently.

That has now changed as the Appraisal Institute, the National Association of Home Builders have created a guide for home builders, buyers and lenders. Lenders such as Fannie Mae, Freddie Mac and FHA guidelines already require appraisers to consider the energy efficient features of the home, and if the market supports an adjustment in the appraised value, one must be made.

Tammy Redmond of TJ Appraisals is a certified appraiser in the valuation of sustainable (green) residential properties with the Appraisal Institute of America. This can be found on the Appraisal Institute website under  - find an appraiser , advanced search, valuation of sustainable buildings: residential

Homes built to the 2012 or 2015 International Energy Conservation Code (IECC) are 15-16% more efficient than those built in 2009. Even if you own an older home that has been updated/upgraded with Solar or to a higher level of energy efficiency, your appraiser needs to know that to accurately assess your property.

Look to TJ Appraisals for your Green-Sustainable energy home appraisal.

Appraiser Licensing

Appraiser licensing varies from state to state. To participate in what is called a "federally-related transaction," which is, for example, a mortgage being underwritten by a national bank, an appraiser must be licensed or certified by his or her state.

The license or certification is evidence the appraiser has performed a certain number of hours as a trainee under the supervision of a practicing appraiser, may have passed an examination, and completes a certain number of hours of continuing education each licensing period.

Prior to the Savings and Loan crisis of the 80s, which gave rise to appraiser licensing, appraisers had to market their expertise, service, professionalism and association designations. Many feel that state licensing has diluted the appraisal profession. Many consider licensure a bare minimum of what you should expect from an appraiser.

Contact TJ appraisals if you're needing an appraiser that is not only licensed, but also ethical, experienced, local to Beaver and professional.

We have worked hard to establish a reputation for quality and prompt work, performed professionally and ethically, with outstanding customer service. You should never just look for a licensed appraiser; you should be discriminating in choosing your service providers.

You should always be sure your appraisal service provider is licensed and in good standing. The Appraisal Subcommittee (ASC) of the Federal Financial Institutions Examination Council (FFIEC) maintains a national database of appraisers and their license/certification status. 

Among other things, this database, which relies on reports from each state appraisal board, will tell you if a service provider you are considering has had his or her license suspended, revoked, or whether the license has lapsed. You can rest assured that our license is current and in good standing!